Repo defaults allowed in the home file, but only inside an explicit
defaults: block, merged below every repo's own layers (accepted cost:
secrets may live in two places). Registry wins over cwd when a home
config exists. Repo names default to the directory basename,
overridable per registry entry, duplicates abort loudly. The file name
stays .werkator.yml in all three locations — the location carries the
meaning.
Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>